About

Your bank statements, turned into a tax picture you can defend.

CoCash is an AI tax assistant built for Nigerian filers. It labels every transaction against real tax law, only ever asks what actually matters, and never invents an answer to save you a step.

Why we built it

Filing Nigerian tax from a bank statement is a labelling problem. Both of the usual ways through it fail.

Doing it by hand

One person's name spelled five different ways across a thousand cryptic bank lines. Label each one yourself and you'll be at it for days — and still second-guessing the last hundred.

"Just ask a chatbot"

It invents a tax rate that sounds confident and isn't. It forgets who someone is a page later. And a real statement is thousands of rows deeper than it can hold in mind at once.

CoCash exists to beat both. It reads every linked account as one pile, leads with the biggest unlabelled transaction, and settles near-identical repeats together — so the work scales with how varied your money is, not how many rows it has.

It never trusts a remembered version of the law. Every legal call is checked against the real text — PITA, CITA, the VAT Act — and cited by page. When the statute has nothing to say, it says so, rather than filling the gap with a guess.

The goal was never a faster guess. It was an answer you can defend.

What we hold to

Four rules the product is not allowed to break.

A wrong merge fuses two people's money permanently. A wrong zero quietly erases part of what you owe. Both are worse than doing nothing — so CoCash is built to refuse them outright.

No hallucinated law

Every legal judgment traces to a cited statute page. When the law has nothing to say, it says so — it never substitutes a remembered rule.

No invented people

An empty lookup is a complete, final answer. A made-up profile is worse than a missing one, because you'd act on it.

No merge without your yes

The tool that fuses two people's records physically refuses to run without your confirmation. Saying no is remembered permanently, too.

Nothing silent, nothing final

What can't be resolved leaves your figures with a written reason, not a quiet zero. Every bulk change can be undone within 24 hours.

Who it's for

Built for Nigerian individuals and businesses.

Freelancers & sole traders

Irregular income across several banks, a lot of small transfers, and no payroll doing PAYE for you. CoCash reads it as one portfolio and files against PITA.

Registered businesses

Company Income Tax and VAT obligations to FIRS, with a statement that mixes business and personal lines. Each one gets labelled against the right Act.

Both at once

Personal income plus an incorporated business. CoCash keeps the two sides separate without you sorting every row by hand.

Stop guessing what you owe.

Link your accounts, answer what only you can answer, and let CoCash carry the rest — cited, checked, and never invented.